Plan your debt payoff with The Snowball Method
The simple, popular approach to paying off your debts one by one. Track your progress, see your estimated payoff timeline, and build a plan to take control of your finances.
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You're not alone — 77% of Americans are struggling with debt
And most debt tracking tools make it worse with complicated spreadsheets, bloated budgeting apps, or no clear way to build a payoff plan or run scenarios.
Start with a spreadsheet
Try a budgeting app
Give up and stay in debt
Everything you need to plan your debt payoff (and nothing you don't)
- Focus on paying off your smallest debt first while making minimum payments on the rest. Our tool builds an order based on the snowball method and lets you model extra-payment scenarios to see how they could accelerate your payoff.
- See estimated payoff dates for each debt with visual timelines and amortization schedules. Watch your progress in real-time and celebrate every milestone along the way.
- See how much interest you're paying on each debt. Model how extra payments could save you money and years of payments with our built-in calculators.
- All your debts in one place with clean, easy-to-understand charts. Track your total debt reduction, monthly progress, and payoff velocity without the clutter.
Pricing
Simple, affordable pricing to help you build your debt payoff plan
Free
Perfect for those getting started on their debt journey.
$0
/ year
- One user seat
- One personal workspace
- 10 debts
- Unlimited transactions
- Unlimited one-time payments
- Export & print support
- Customizable colors & notes
- Standard payment & funding tracking
- Comprehensive visualizations
- Ammortization schedules
- Community support
Premium
For those who want to take their debt journey to the next level.
$50
$20
/ year
- Everything in Free tier
- No Ads
- 4 member seats
- Unlimited workspaces
- Unlimited debts
- Customizable payment schedules
- Customizable funding strategies
- Customizable visualizations
- Credit utilization
- Premium support
FAQ
Frequently Asked Questions
"The snowball method" is a debt payoff strategy where you pay off your smallest debt first while making minimum payments on larger debts. Once the smallest debt is paid off, you roll that payment into the next smallest debt—creating a 'snowball effect' that builds momentum and keeps you motivated.
We focus on one thing: helping you plan your debt payoff. No complicated budgets, no category tracking, no overwhelming features. Just clean debt tracking with the snowball method built-in, automated calculations, and estimated payoff dates. It's as simple as it gets.
No! We believe in privacy and simplicity. You manually enter your debts and update balances when you want. No security risks, no data selling, no complexity. Just a straightforward debt tracker.
Yes, you can request a refund within 30 days of your purchase. Reach out to support@thesnowballmethod.com and we'll process it as soon as possible. Please note that refunds are not guaranteed and are subject to review.
Contact us at support@thesnowballmethod.com and we'll get back to you as soon as possible. Please note that we may not be able to answer all questions.
Ready to plan your debt payoff?
Start building your debt payoff plan with The Snowball Method. Simple tracking, clear timelines, see how different payments could change your timeline.
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